Call the number on the back of your insurance card:

“I plan to begin mental health counseling and want to understand my benefits.”

“Is Laura Evans located at 6 Wall street, suite 107 in Martinsville, VA in network?”

If no: “What are my out of network therapy benefits?”

“How do I submit superbills for reimbursement?”

“How much can I expect to be reimbursed for therapy sessions?”

If yes:

“What is my expected co-pay for outpatient counseling sessions?”

“Do I have a deductible I have to meet before sessions are covered?”

“Do I need a referral from my doctor to engage in counseling services?”