Questions to ask your insurance company before engaging in therapy:
Call the number on the back of your insurance card:
“I plan to begin mental health counseling and want to understand my benefits.”
“Is Laura Evans located at 6 Wall street, suite 107 in Martinsville, VA in network?”
If no: “What are my out of network therapy benefits?”
“How do I submit superbills for reimbursement?”
“How much can I expect to be reimbursed for therapy sessions?”
If yes:
“What is my expected co-pay for outpatient counseling sessions?”
“Do I have a deductible I have to meet before sessions are covered?”
“Do I need a referral from my doctor to engage in counseling services?”